Oren Frank has recently started up a new type of therapy that people that are seeking help can access. This is called Talkspace. Talkspace is an online therapy option that allows people to access the help that they need through messaging and video chat sessions. Talkspace is new to the business but it is growing at a very fast rate. They already have over one million clients accessing their services and they are expecting to gain even more.
Talkspace is growing so rapidly that Oren Frank saw the need to get some medical professionals on board to help. They recently hired a man named Neil Leibowitz who has worked in the healthcare field for many years. Neil Leibowitz will be able to hold sessions with people and he is able to write prescriptions for anyone who may need them. Having these types of options available is very appealing to those battling against mental illnesses. See more on Wikipedia.
Oren Frank realized that mental illnesses are growing at a pretty fast rate and he knew that he wanted to do something to help with this issue. Creating Talkspace was one of the best moves that Oren Frank ever made. Not only did this business allow him to help people which was his main mission but it also gained him a lot of success.
Talkspace is going to continue to grow and gain more clients as the years go by. They are only getting started. Now that they have medical professionals on board who will be able to write prescriptions they will have even more clients seek out their services. Talkspace has already gained Oren Frank a lot of success and he is excited to see what the future holds for himself and the business. He has big plans for Talkspace over the next few years.
Most investors rely on the stock market for asset growth. The stock market’s history shows investors increase their asset portfolio if they invest in safe stocks. But safe stocks aren’t that safe anymore, according to hedge fund investor Shervin Pishevar. Shervin Pishevar made a name for himself in Silicon Valley when he was an asset manager for Menlo Ventures.
Shervin Pishevar hit the jackpot when he gambled $21 million on Uber. Most investors thought Pishevar was nuts, but that investment was just the start of a string of Shervin Pishevar investments that made him a superhero in the investment world. Shervin continued to invest in startups like Dollar Shave Club, Airbnb, Postmates, and Warby Parker. Every major Pishevar investment turned to gold.
Mr. Pishevar started Sherpa Capital, his own hedge fund, but at the end of 2017, he resigned as CEO. He disappeared from the investment world until he went on a 21-hour tweetstorm in March 2018. His tweetstorm took some investors by surprise. Those investors were in love with Trump’s tax cut, and they even liked his tariffs on steel and aluminum. But as Trump continued to wage war on America’s trading partners, investors realized Shervin Pishevar knew something they didn’t know in 2018.
The Shervin Pishevar tweetstorm was a hardcore warning. Trump’s tariffs and his foreign policy agenda would hurt the investment market. Shervin predicted a major decline in the stock market. And he predicted the current inverted bond yield. Pishevar also warned investors about a crypto-currency plunge and Silicon Valley’s fall from startup grace.
Investors now know Shervin wanted to highlight Trump’s economic blunders before they got out of hand. Thanks to the strong unemployment report Trump’s blunders continue to fool investors. But the current trade war with China and Trump’s willingness to impose tariffs on Mexico and other trading partners bring his economic blunders to the surface. Shervin knew Trump’s policies would hurt investors. He made sure they knew the only safe investment while Trump was in the White House was gold and having enough cash to ride out the economic mess he continues to create.
Alastair Borthwick lived a life full of adventure and fun times. He was a jovial and naturally creative writer whose work has transcended the oceans of time. Born in 1913, Alastair Borthwick lived in Troon as a young child and later on relocated to Glasgow where his career in journalist blossomed. He dropped out of school to pursue his passion for journalism. At this stage in life, Alastair Borthwick realized that the best place to begin his career was at a then-popular media company called Glasgow Herald.
Starting his career at the young age of 16, allowed him to grow steadily through the ranks and he was soon appointed to the post of editor. During his time in the company, he gained interest in an upcoming sport that had tongues wagging. It had become a frequent occurrence for the wealthy population of Glasgow to venture into the rough terrains of the highlands. They would engage in rock climbing a sport that is known to get one’s adrenalin going. A lot of his content was focused on this sport and the many aspects and areas it was practiced.
After a few years working at the Glasgow Herald, Alastair Borthwick decided to jump ship and start working at the Daily Mirror. At the time, this move would have been considered a step in the right direction, but for Alastair Borthwick, it simply did not cut it. He soon decided to follow his heart and go back to writing for Glasgow Herald. Around the same time, world war two was becoming a reality in many parts of the world. Alastair Borthwick was commissioned to join the army as an intelligence officer. As the conflict spread through most of Europe, Alastair Borthwick was part and parcel of the struggle until the end of the war.
After the war, Alastair Borthwick relocated together with his wife to Jura a small town in the highlands. This was, however, not the end of his adventures as soon after, he moved to Islay before deciding to go back home to Glasgow, where he continued to work in the media industry.
The credit markets are an important part of the financial system. Lenders are usually more conservative than equity holders and expect to receive their money back with interest. As such, lenders are known to be more conservative because they know that they will not make a significant portion of money but will be able to have the right slow and steady returns over time from top notch companies if they invest correctly. Bondholders don’t gain from the upside of owning the company via equities like stock but they are able to minimize their risk and add a little more capital to their initial capital each day. Bondholders are fans of yield and continuous payments per year. They lend out their money and expect to receive a certain level of return for the risk that they are taking.
As such, it is important to watch what the credit markets do and what these participants within these markets do. A larger appetite for risk within these markets show that the economy is booming, much less appetite for risk show that these markets are contracting for some reason or other. It is important to pay attention to these markets to understand how equities might play out as well.
Max Salk Analyzes Credit to Understand Markets
Max Salk may look at stocks that track high yield corporate bond instruments such as iShares iBoxx $ High Yield Corporate Bond (HYG) and compare that with the iShares 7-10 Year Treasury Bond tracker (IEF). The higher the ratio, the better that it may be for the economy. This shows that investors and bondholders are interested in high yield corporate debt, and remember, high yield corporate debt usually means that individuals have to take on more risk.
If they have to take on more risk within these credit markets, they will usually expect these companies to have the ability to pay these bonds back. They expect these companies to pay these bonds back because they think that the economy is doing well and that these companies are in a position to capture the interest of consumers. As such, it follows that the better these bondholders think that the economy is doing the more risk for appetite, the higher the appetite for risk, the more that stocks should go up.
Max Salk may look at these types of ratios and others to understand how the credit markets are doing in the present and how they might do in the future.