Effects of the Amex deal on GreenSky’s performance and operation

GreenSky is said to have won a jackpot after its recent partnership with American Express. This FinTech Company is privileged to have partnered with American Express as they now have access to the company’s merchant base. GreenSky is not the only one expected to benefit from this merger, its merchant anticipates gaining in the next couple of months.

GreenSky’s change projection

The company looks forward to increasing their merchant base from the current 13,440 to about 30,000. The transaction volume of each merchant is also expected to stabilize. In the years 2015-2017, the company experienced a drop in merchant volume from $409,000 to about $346,000. With the new partnership, the volume is anticipated to reach $290,000. Merchant transaction fee will also reduce to attract more organizations.

Customers are also expected to profit from this union. The company expects to increase client accounts to twice the existing number. Fortunately, loans per client account and loan fees will not be affected in any way as this deal will not alter any of these sectors. Additionally, the EBITDA margin will remain the same as the Amex deal has minimal or no effect on the company’s operating costs.

About GreenSky

GreenSky is a company that pioneers in the issuance of loans through banks and merchants. Some of the organizations it works with include Sun Trust Banks and the Regional Financial Corp. The organization offers financial credit to customers looking to access specialized healthcare such as cosmetic surgery and home improvement solutions. The institution caters to customers scattered across the United States but the company’s headquarters’ is in Georgia. Since 2012 to date, the company credit program has offered loans to consumers worth billions of dollars.

GreenSky does not operate as a bank. In fact, it considers itself a tech company and employs a credit program that is SSAE 16 Type II compliant. By 2015, the firm was looking to set up operations in the Cincinnati area and parts of Kentucky. This financial organization is considered a profitable institution. In 2016, its chief executive officer David Zalik was recognized as the National EY Entrepreneur of the Year for stabilizing the firm. Recently, the company launched an Initial Public Offering that saw the issuance of shares worth 34.09 million.

https://www.forbes.com/sites/greatspeculations/2018/09/05/greensky-now-looks-undervalued-given-strong-q2-performance-alliance-with-amex/#5d78658d5eda

Clay Huston Tips to Music Industry Success

Clay Huston is an audio engineer and owner of a business that offers services for event organizers and musicians. He holds several university courses on theatre designs and previous work experience companies in the live music sector. Huston progressed in his career to become a project manager. It is after gaining all the relevant skills he decided to found a firm that deals with production, designing, and production concepts.

Clay Huston works revolves around rock music, and so far, he has completed numerous managerial and technical performances with the notable ones being Pink, Kid Rock, and Guns N’ Roses. In 2005, he was part of the “Bleed Like Me” world tour conducted by the Garbage Band that traveled across North America, Australia, and Europe while serving as the monitor engineer. In the last year, he was behind the “Honda Civic Tour” under the OneRepublic operating the rigging system in concerts held in Asia and North American between July, August, and September.

According to Clay Huston, the experience he gathered from previous work experience helped him develop various marketable skills that he currently employs in his company. He decided to take a risk and establish a company after his employer was adversely affected by the recession. His talents gave him the confidence to start his business, and have also contributed a great deal to the success of his business. The work experience helps him make his pipe dreams a reality with the assistance of computer-aided designs.

Clay Huston continues to create new illumination, set designs and audio concepts with a keen eye on dimensions as they play a key role in the venue entrance performances. His business attracts clients through his attention to details and readiness to work for long hours. This boosts his reputation among performers who acknowledge professionalism and dedication. That is the reason he is highly recommended to clients who are in need of his services.

Part of the habits that have helped Clay Huston succeed in his business is the regular check on his work to identify errors that could interfere with the quality and safety of his show. He understood that a serious mistake could hurt his reputation for a lifetime. He also mentioned that he adequately prepares for each event by sensibly organizing the equipment.

 

https://medium.com/@claytonhutson49/four-steps-to-getting-the-best-performance-venue-9b89a429d85a

Unicorn Queen Doe Deere

As a fan of fairy tales and bright make-up Doe Deere sought to create a line of cosmetics to bring these colors to life. The “Unicorn Queen” of colors is one of the first successful female Entrepreneurs to launch a make-up company online in 2008. This was pioneer at the time since there weren’t many online cosmetic companies. Doe Deere dedicates her time to creating boldly colorful and cruelty-free cosmetics.

For seven years Doe Deere has created her own custom hair colors that she would later add to the Lime Crime’s Unicorn Hair dye collection. Doe’s natural hair color is red, but she has had every color of the rainbow spectrum for her hair color. She is mostly known, however, for her magenta hue which is featured on Lime Crime as the Unicorn Hair dye known as Pony.

Doe Deere was born June 1981 in Izhevsk, Russia under the name Xenia Vorotova. She moved to the US at the age of seventeen and speaks both Russian and English. She went to study fashion at the New York City’s Fashion Institute of Technology.

She lives in a two-story Victorian style house in Los Angeles with her husband Mark Dumbleton and their two cats. Mark and Doe have known each other for nearly twenty years, and he helped her by co-founding her cosmetic company Lime Crime.

Back in the days of Myspace, she was in a “fairy tale rock band” called Sky Salt. She later went on to start a solo career in music in 2008. Before she started the beauty brand Lime Crime she used to sell DIY clothing on Ebay under the same name. She decided to create make-up to go along with her clothing line which was what started Lime Crime.

She is known predominately for her controversial life in the beauty industry as the founder of Lime Crime. It is believed that her connection to the brand is the number one cause for Lime Crime’s 10-year infamy and its success mainstream. Despite all her controversial moments she has struggled through to bring people a splash of color with her love of fairy tales and makeup.

 

https://www.stylist.co.uk/beauty/lime-crime-makeup-doe-deere-feelunique-pop-up-beauty/203236

Louis Chenevert, The Brilliant Mind Who Worked For UTC, Goldman Sachs, and PWC

“I can go into a factory and in 15 minutes tell you whether things are working right. It takes Louis 15 seconds.” This is a remark made by George David about his successor at UTC, Louis Chenevert.

Louis Chenevert’s success came about by knowing what he ultimately wanted and working hard to get himself there.

He was born in Montreal, Quebec in 1958, and enjoyed a normal childhood. Louis gradually gained interest in business entrepreneurship from a relatively young age. He did not doubt that success would come with hard work.

Chenevert attended the HEC Montreal Business School, at the University of Montreal, Majoring in Production Management. When working in the Production Management, one ensures produced goods are of good quality at the correct quantity, and are produced at optimal speeds maintaining minimal cost to maximize profits.

After Montreal Business School, Louis landed his first role with General Motors in Quebec, where he would be for the next 14 years, before transitioning into the aerospace industry. The company he joined, Pratt and Whitney Canada (PWC), a division under Pratt and Whitney (P&W) which is incorporated under the United Technologies Corporation (UTC) umbrella based in the United States. In 1996, Louis Chenevert moved to P&W and became president in 1999, just three years after joining the firm.

While the market at the time was on a downturn, Chenevert through his efficiency, aggressive adaption of technology and leadership, made a series of improvements to insulate the firm from the loses most firms were getting at the time.

P&W aircraft engines are used both in military and civilian aviation. The company that designs, manufactures and services aircraft is among the market leaders raking in over a billion dollars in profits every year.

Currently, P&W has over 33,000 employees. This, in addition to the profits P&W, brings in, is quite an accomplishment, even for this high achiever. Fast forward to April 2008, and Louis Chenevert again found himself at the helm of UTC, succeeding George David as CEO and President. In 2014 when he retired, the stock stood at an impressive $117 a share, up from $37 a share!

http://www.courant.com/business/hc-goldman-sachs-louis-chenevert-20150909-story.html

Biography of Ryan Seacrest

For the better part of two decades now, Ryan Seacrest has always been the penultimate entertainer. Although he started with American Idol, he is defined by so much more than just American Idol. He has his fingers in a lot of different areas.

Of course, even in American Idol alone he has been a busy individual. As host of the iconic show, he has been responsible for starting the careers of many new entertainers, such as Kelly Clarkson, Ruben Studdard, and many, any others. There is definitely an excitement in the air as Ryan Seacrest leads American Idol to appear for the first time and for the first season on ABC after so many years.

Seacrest is also busy on the radio. He is host of the nationally syndicated radio show, On Air With Ryan Seacrest. It is on 102.7 by Los Angeles each morning. In this radio show, Ryan Seacrest details various new ideas, such as keeping up with various celebrities like Sisanie and Tanya Rad. He also shares quotes of the day, such as this one: “Your life is your story. Write well. Edit often.” His radio show also has a number of public interest segments, including such pieces as “What your bed making habits say about your love life” as just one example. See his profile on Forbes.com.

Naturally, Ryan Seacrest also stays busy because he took over the reins of New Year’s Rockin Eve from Dick Clark when he had to retire because of health reasons. Besides all of these other projects, Ryan Seacrest also has been busy developing a new skin care line. As he says, “There’s no question that men like to look good.” there is also no question that he has excelled when it comes to having youthful-looking skin. How does he do it?

He has recently teamed up with celebrated Beverly Hills dermatologist Dr. Harold Lancer and is releasing a line of men’s skin care and grooming products under a label called Polished by Dr. Lancer. Entertainer, businessman, entrepreneur and co-host. Is there anything that Ryan Seacrest cannot do? The sky is truly the limit for this man! Connect with Seacrest on Twitter.

Extra source: https://www.hollywoodreporter.com/features/ryan-seacrest-rebooted-live-a-new-york-move-bumpy-road-back-idol-1013173

Jason Hope Continues To Shine A Light On The Internet Of Things

Jason Hope is a futurist and entrepreneur who has earned a name for himself through the work he has done. He is passionate about everything related to technology and has been applying his experience and knowledge in the sector to help regular people understand the changes that are taking place in today’s world. Hope is sure that the Internet of Things (IoT) is going to be huge and that it might just change the course of humanity. The IoT is a phrase that refers to the growing number of devices that are being connected through the internet. These include everyday household appliances, smart cars, smart houses, tablets, cell phones, or anything that can be connected to the internet to improve upon what it offers. For more information connect with Jason Hope on linkedin.

Jason Hope was born in Arizona, and he studied at Arizona State University where he earned his degree in finance. He also attended Arizona State University’s W.P. Carey School of Business and earned his MBA while there. In order to help out young and upcoming tech entrepreneurs, Jason Hope set up a grant program that can be accessed through his website. He knows just how hard it can be to get an idea moving and wants to help seniors in high school or college students with some of the heavy lifting. On his website, people who are interested send in their business idea, and he picks the best ideas amongst them all and gives the person who came up with the idea a grant.

Jason Hope believes that the best ideas from simple beginnings and that over-complicating them will only lead to failure. When he comes up with an idea, he runs it by people who he trusts and then begins to put an action plan together. Hope was asked to reveal a trend that he is excited about, and he pointed, yet again, to the IoT. He is sure that it won’t be long before every person in the modern world is using IoT connected devices. He has already written articles that highlight some of the ways the IoT is helping out the airline industry, and he is sure that many other sectors will benefit from the technology before long.

Read more: https://ideamensch.com/jason-hope/

 

Stream Revolutionizes More Than Just the Energy Business

Stream Energy is an alternative gas and electric service available to seven states throughout the U.S. Stream Energy is a direct-energy seller, which means plans and services are offered by contractors directly to consumers. It operates like a brokerage, with contractors earning commission on the client lists they generate. At a normal electric provider, you deal with faceless consumer service specialists. At Stream you would be dealing with the person who signed you up. Directly.

Stream came to be 2005, founded by Rob Snyder and Pierre Koshakji. Though initially providing service to Texas, the company eventually expanded to six other states. It currently offers service to New York, Pennsylvania, New Jersey, Maryland, Georgia, Illinois, and Washington D.C. The company also expanded its services to include home security and mobile service plans. These two services are available nationally. Stream Energy is also a proponent of corporate philanthropy, wherein its charitable pursuits are made part of the business model. Associates and contractors place their philanthropy as part of their everyday work schedule, donating to various funds as if it were a standard deduction on their paycheck. To manage its philanthropic arm Stream created internal charity Stream Cares.

Stream Cares is a charity organization that works with other charities to plan events, provide aid, give back to the community, and donate funds to said charities they work with. Stream Energy takes a more hands-on approach with their charity as they become a physical presence not just a signed check. One of the principle causes that Stream devotes time and money to is homelessness in Dallas. The company, through Stream Cares, provides funding to organizations like Hope Supply Company, Habitat for Humanity, and the Red Cross in order to fight homelessness and support homeless families. So far Stream’s philanthropy has helped many families and increased the quality of life in the Dallas Area.

https://www.puc.texas.gov/industry/electric/directories/rep/report_rep.aspx?ID=ELSQL01DB1245339200001

Dr. Mark Mckenna’s Latest Business Venture

To have success says one thing. But to be able to bounce back from disaster says even more. Dr. Mark McKenna knows all about climbing back to the top of success. He has done this with many of his business ventures, especially his latest.

Dr. Mark McKenna’s journey began a long time ago when he was attending medical school. He wanted to be much like his father who ran a successful medical practice. He knew that having a profession in medicine would be fulfilling and financially rewarding. However, that was a only a promised lifestyle after a medical degree was earned. During his time at Tulane University, he noticed a shift in the medical industry. It was becoming harder for doctors to earn a living. Making money easily in medicine had changed, and the young medical student noticed this stark change.

Dr. Mark McKenna knew he wanted to live a comfortable lifestyle. Therefore, he looked into doing investments on the side. He researched and settled with real estate investments. After some time, he began to see great returns on his money. He did complete medical school and worked at his father’s practice. His medical dreams had come true but the money was not as good as what he expected. Real estate gave the doctor something medicine was not giving him. The risks and the challenges of the market was more thrilling. This attracted the young doctor. This hooked him to investments that he would continue to pursue for the rest of his life.

He stayed in medicine for another five years and then he completely left the field. He began working in real estate full time. He established a successful New Orleans real estate company. But tragedy struck when Hurricane Katrina destroyed his million dollar company.

However, Dr. Mark McKenna did not get down in the face of tragedy. He relocated to Atlanta, Georgia where he is launching OVME. OVME is a boutique style medical facility where people can have small cosmetic procedures done, as well as shop for products. This will be an on demand medical facility for patients.

http://www.drmarkmckenna.com/aboutmark/

Ryan Seacrest: A Day In The Life Of The Well-Known Host

Ryan Seacrest, who is now 43 years old, is still trying to get used to life in New York after moving from the Golden State as he hosted “Live” with Kelly Ripa. Aside from the morning show, Ryan Seacrest is also known as the producer of “American Idol” and “Keeping Up with the Kardashians“. Mr. Seacrest also has his separate business of skincare and fashion line.

Ryan Seacrest’s Morning Routine

Mr. Seacrest starts his day early. He wakes up at 6 in the morning and quickly gets ready for the day. He does a quick shower and a shave and applies moisturizer on his face. His usual clothing going to work includes a pair of sweats, a shirt, and a hoody. He finishes his attire with a pair of Uggs. His morning drink includes a series of hot matcha tea followed by a cup of coffee.

Physical Fitness

Ryan Seacrest felt a tinge of guilt whenever he tries to exercise during work hours. At present, he tries to accomplish his daily fitness goals during lunch break. He learned to schedule time for physical fitness despite his busy work routine. One of his most recent fitness activities includes boxing. Ryan Seacrest also enjoys riding Peloton bikes.

Entertainment for the Entertainer

Ryan Seacrest watches his news and reads the paper at the middle of his routine. These can include watching during his daily commute or catching some news before he leaves for work.

Previous Successes

Mr. Seacrest has been a longstanding figure in the entertainment industry for the past couple of years. He has hosted major shows such as American Idol, On Air with Ryan, and Live with Kelly and Ryan. He is a familiar icon in Hollywood, providing rising musicians and talents the opportunity to shine for themselves. His quick wit, precise hosting skills, and a gutsy attitude make him the perfect host for almost any kind of occasion.

At present, Ryan Seacrest also has his foundation under his name. The goal of his non-profit organization is to encourage youth in hospitals and bring hope and encouragement to them by providing a bridge for patients to meet their favorite stars.

Know the latest about Ryan Seacrest’s show: https://www.youtube.com/user/ryanseacrest

The Achievement of Francisco Domenech

In the government affairs law institute called POLITANK, Francisco Domenech was the chairperson. The organization is the primary supporter of the developing strategies meant to represent private interests at the national forums. Initially, Domenech served as the director in the office of the Legislative Services of the P.R. Legislative Assembly (2005-2008) and the local legislative. The individual directed a group of more than 130 workers in providing services in the Legislative Library. Domenech cared for the well-being of the physically disabled like the blind. Also, Domenech served as the P.R. Senate President’s Chief Legal Counsel. Thus, his work entailed to provide legal advice and direct the interest of the Senate before the court. Moreover, he could oversee the in-house activities and conduct the outside counsel. Read more about Francisco Domenech at visualcv.com

Francisco Domenech represented the young democrats of America between 2007 and 2012 as an advisory in the Democratic National Committee. As a visionary leader, Domenech served as the assistant campaign manager in the Hillary Clinton’s major presidential campaigns in Puerto Rico. Also, he was the primary organizer for the national financier of Ready for Hillary. Domenech coordinated the financiers from across the nation for the super PAC. Therefore, he served as a member and advisory for the Hillary Clinton’s national campaigns Financial Committee. Also, he played a significant role in designing the campaign trips for Hilary to Puerto Rico.

Francisco Domenech is a graduate with a bachelor’s degree in B.A in political science from the University of Puerto Rico. In the institution, Domenech was the President of the General students’ Counsel and academic senator. Initially, Francisco Domenech served as the president of the Students’ body of UPR’s college of social sciences. The individual was undertaking comparative law in the University School London. Domenech is also an advisory and member of The Washington Center for Internship and Academic Seminars, Congressional Hispanic Caucus, and Hispanic Heritage Foundation.

Learn more: http://reporterexpert.com/francisco-domenech-journey-politics-puerto-rico/